10% Return On A Private Fixed Loan

Have you considered using your existing funds for private property financing to receive 10% interest?  We want to work with like minded property savvy individuals where we can build a long standing working relationship and earn you interest on your loan to us.   

Understand How Our 10% Return On a Private Loan Works:


  • We offer 10% interest on a private fixed loan.
  • Receive your initial loan plus 10% interest within 12 months.  

Confidence

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We firmly believe that for the private fixed loan to be successful, both parties need to have confidence with each other.  The process starts with simple communication - lets talk!  Communication is key here, we need to understand what you as the lender are looking for, and you as the lender need to understand how we operate.  Once we have established this understanding, we can then discuss the opportunities that are available.


We also offer the chance to site visit our current renovations, whether they are completed or under renovation, so that you can see our work in action. 

Sourcing Our Properties

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We are continuously sourcing properties using traditional methods such as Estate Agents and auctions, as well as Direct To Vendor, where we actively go into the local area and physically search for properties that are not on the open market.


Once we understand your needs, we will then discuss the property options that we have available for your Private Fixed Loan to be secured against.  This will include details of the purchase price, legal fees, refurb costs and projected end value.  We also take large numbers of photographs, as well as having floor plans, so that you as the loan provider can review the numbers, and then make your own educated decision.

Securing Your Loan

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All loans are handled by solicitors.  At no point do we physically have access to your money, and this gives you the loan provider the piece of mind that your money is going to be handled in the correct manner.  We will also pay for you to speak to an independent solicitor (of your choosing), so that you can receive legal advice before proceeding.  This gives you the confidence that you are getting the correct advice on your loan decision.

  

Once we have progressed through this stage, the money that you are investing is protected by putting a "Legal Charge (CH1)" on the property.  This is the same process that a mortgage lender uses to secure their loan against a property owner.  As the lender it enforces your rights to the property, and is recorded at the land registry.  The result is that you have a legal right over the property, and your private loan is protected.  

Regular Updates

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Once the property renovation has started that you have secured your private loan against, we will update you with daily & weekly updates (dependant upon the stage of renovation) on how the renovation is progressing, along with detailed pictures.   As the lender you are more than welcome to visit on site to see how the renovation is progressing, or have a telephone conversation to keep yourself updated.  

Receive Your Interest

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 Our current properties are purchased to sell or be refinanced within 6 months of ownership.  We aim to have renovations completed within 4-8 weeks, and the property placed onto the market if being flipped or a tenant in place if being refinanced.   Once the refinancing is completed or the property is sold your loan and interest are returned to you from our solicitors.