Grow Your Investment With Us

Understand How Our 10% Return On Investment Offer Works:


  • Looking to get a better return from your savings than what the banks are offering?  We offer a GUARANTEED Minimum 10% Interest.
  •  Receive your initial investment plus your minimum Fixed 10% ROI within 12 months  

Confidence

We firmly believe that for the Private Fixed Loan to be successful, both parties need to have confidence with each other.  The process starts with simple communication - lets talk! Communication is key here, we need to understand what you as the investor are looking for, and you as the investor need to understand how we operate.  Once we have established this understanding, we can then discuss the opportunities that are available.


We also offer the chance to site visit our current renovations, whether they are completed or under renovation, so that you can see our work in action. 

Sourcing Our Properties

We are continuously sourcing properties using traditional methods such as Estate Agents and auctions, as well as Direct To Vendor, where we actively go into the local area and physically search for properties that are not on the open market.


Once we understand your needs, we will then discuss the property options that we have available for your Private Fixed Loan to be secured against.  This will include details of the purchase price, legal fees, refurb costs and projected end value.  We also take large numbers of photographs, as well as having floor plans, so that you as the investor can review the numbers, and then make your own educated decision.

Securing Your Investment

All investments are handled by solicitors.  At no point do we physically have access to your investment, and this gives you the investor the piece of mind that your money is going to be handled in the correct manner.  We will also pay for you to speak to an independent solicitor (of your choosing), so that you can receive legal advice before proceeding.  This gives you the confidence that you are getting the correct advice on your investment decision.  


Once we have progressed through this stage, the money that you are investing is protected by putting a "Legal Charge (CH1)" on the property.  This is the same process that a mortgage lender uses to secure their loan against a property owner.  As the investor it enforces your rights to the property, and is recorded at the land registry.  The result is that you have a legal right over the property, and your investment fund is protected.  

Regular Updates

Once the property renovation has started that you have secured your Private Loan against, we will update you with daily & weekly updates (dependant upon the stage of renovation) on how the renovation is progressing, along with detailed pictures.   As the Private Loan Provider you are more than welcome to visit on site to see how the renovation is progressing, or have a telephone conversation to keep yourself updated. 

Receive Your Fixed Return

Our current properties are purchased to sell or be refinanced within 6 months of ownership.  We aim to have renovations completed within 4-8 weeks, and the property placed onto the market if being flipped or a tenant in place if being refinanced.  The benefit of this to you as the investor is that you receive your loan and fixed return back sooner than 12 months, and your fixed ROI is actually higher than 10% (based on a 12 month loan agreement), giving you better results for investment!  

Securing Your Funds

Funds are secured using a 1st charge on the property that is purchased.  At FMP we purchase our properties below market value, so there is automatically a buffer build into the purchase price:


Newchurch Road (1) - Purchased for 25.8k, EA valued at £40k in its purchased condition.  Sold for £70k.


St James Row - Purchased for 22.5k, EA valued it at £40k in its purchased condition, neighbouring property is worse condition sold for £36k at auction.  Mortgage revalue of £60k.


Newchurch Road (2) - Purchased for 55k, EA valued at £68k in its purchased condition.  Sold for £100k 


Hardman Avenue - Purchased for 58k, valued at 70k in its purchased condition.  To be re-financed at £90k


Newchurch Road (3) - Purchased for 45k, EA valued at £58k in its purchased condition.  To be listed for sale at £130k

  

See Our Current Case Studies