• Home
  • Who Are We?
  • Our Services
  • Available Properties
  • House Price Index
  • Accepted Offers
  • More
    • Home
    • Who Are We?
    • Our Services
    • Available Properties
    • House Price Index
    • Accepted Offers
  • Home
  • Who Are We?
  • Our Services
  • Available Properties
  • House Price Index
  • Accepted Offers

312 Hands-Free Properties Secured For Clients — and Counting

 Since 2017, we’ve helped investors secure 300+ properties, complete 250+ renovations, and manage 240+ rentals — while building our own £2m+ portfolio along the way. 

Book a Free Call

April 2026 - North-West Continues To Grow - 3% above UK Aver

 

  •  UK  House prices edged down -0.1% in April, following a -0.5% fall in March 


  •   Average UK property price now £299,313, compared with £299,609 in March  


  •  UK  Annual growth slowed to +0.4%, from +0.8% in March   


  • Regional differences in house price performance have become more pronounced



  • House prices in the North West for the last 12 months are up +3.4%, compared to the UK average of 0.4%





  Why It Matters for Sub-£125k Investors 


  • Many North West towns (e.g. Burnley, Accrington, Blackburn, Darwen) still offer terraced homes under £125,000, well below the regional average. 
  • These properties often yield 7–10%+ gross returns, depending on condition and tenancy strategy. 
  • Capital growth of +4.0% means your investment is not just cash-flowing, but also appreciating faster than most of the UK.



 Additional Market Evidence  

 

  • Rightmove & Zoopla show increasing buyer demand in affordable areas of the North due to southern buyers being priced out of their local markets. 
  • Regeneration and infrastructure investment (e.g. town centre revamps in Blackburn, Burnley, Accrington) continue to attract investors and uplift values. 
  • Mortgage approvals and buyer demand remain steady despite broader economic uncertainty.



 

Summary


If you’re investing with a budget of under £125k, the North West remains one of the best-performing and most affordable parts of England. You benefit from low entry prices, growing demand, capital growth outpacing much of the country, and strong rental yields

North-West Growth Continues - 3% Above UK Average

 “Average house prices showed little movement in April, edging down by just -0.1% compared to March, with the typical property now costing £299,313. The pace of annual growth also eased to +0.4%. 


 “After a strong start to the year, recent global developments have added a greater degree of uncertainty to the outlook. In particular, higher energy prices have fed into inflation expectations, prompting markets to reassess the path for interest rates – a shift that has already pushed up borrowing costs for many buyers. 


 “This understandably leads to more caution among some households, with the cost-of-living once again front of mind and extra thought being given to planned property moves. 


 “Even so, the housing market continues to display the resilience that has been its hallmark in recent years. While activity is likely to cool in the near term, the underlying picture remains one of relative stability, supported by wage growth that continues to outpace house price inflation. 


 “Another important factor is that the majority of existing homeowners are on fixed-rate mortgages, meaning they are largely insulated from short term changes in interest rates. 


 “A slower pace of house price growth may be disappointing news for existing homeowners. However, for those looking to step onto the property ladder, stable prices are helpful, even if higher mortgage rates mean affordability remains stretched. The average price paid by firsttime buyers has fallen slightly to £238,908, its lowest level so far this year.” 





 Amanda Bryden, Head of Mortgages, Halifax, 

Nations and regions house prices

Regional differences in house price performance have become more pronounced, with a clear divide between the northern and southern parts of the UK.    House prices continue to vary significantly by region and nation, with stronger growth in the North and more subdued conditions in the South. 


In England, stronger price growth remains concentrated in northern regions. The North East saw prices rise +4.5% over the year to £183,445, while the North West recorded annual growth of +3.4%, with the average home now costing £248,945. 


By contrast, the southern markets continue to see prices fall. The South East led declines, with prices down -2.0% year‑on‑year to £383,044, while London saw average values fall by - 1.4% to £536,051. 


Join Our Investor Mailing List

Get our latest properties straight to your email as soon as
Join Our Mailing list

Copyright © 2017-2025 The Finnigan-McNeill Property Group Ltd.  All Rights Reserved. Registered Company No:  13979169. 

  • Contact Us
  • Privacy Policy

Cookie Policy

This website uses cookies. By continuing to use this site, you accept our use of cookies.

DeclineAccept & Close