312 Hands-Free Properties Secured For Clients — and Counting

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•  House prices increased by +0.3% in February, following a +0.8% rise in January 

•  Average property price is now £301,151, edging up to another new high 

•  Annual growth of +1.3% is strongest in four months, up from +1.1% in January 

• Regional differences in house price performance have become more pronounced

• House prices in the North West for the last 12 months are up +2.9%, compared to the UK average of 1.3%

  Why It Matters for Sub-£125k Investors 

• Many North West towns (e.g. Burnley, Accrington, Blackburn, Darwen) still offer terraced homes under £125,000, well below the regional average. 
• These properties often yield 7–10%+ gross returns, depending on condition and tenancy strategy. 
• Capital growth of +4.0% means your investment is not just cash-flowing, but also appreciating faster than most of the UK.

 Additional Market Evidence  

• Rightmove & Zoopla show increasing buyer demand in affordable areas of the North due to southern buyers being priced out of their local markets. 
• Regeneration and infrastructure investment (e.g. town centre revamps in Blackburn, Burnley, Accrington) continue to attract investors and uplift values. 
• Mortgage approvals and buyer demand remain steady despite broader economic uncertainty.

Summary

If you’re investing with a budget of under £125k, the North West remains one of the best-performing and most affordable parts of England. You benefit from low entry prices, growing demand, capital growth outpacing much of the country, and strong rental yields

Although the UK’s average property price is now above £300,000, growth in recent years has been relatively modest, following the sharp increases seen during the pandemic. 

Over the past three years, property prices have risen by +5.7%, or around £16,000, as higher interest rates and stretched affordability have kept growth muted. 

By contrast, the three years from 2020 to 2023 saw prices climb nearly +19% (over £44,000), driven by ultra-low borrowing costs and the ‘race for space’. 

Regional differences in house price performance have become more pronounced, with a clear divide between the northern and southern parts of the UK.   In the north, positive momentum has carried over from last year, with demand and inflation remaining robust.  

 Within England, stronger price growth remains concentrated in northern regions. The North East saw prices rise +3.5% over the year to £181,838, while the North West recorded annual growth of +2.9%, with the average home now costing £246,292. 

 By contrast, the more expensive southern markets continue to see prices ease. The South East led declines, with prices down -2.2% year‑on‑year to £383,834, while London saw average values fall by - 1.0% to £538,200.